What is the current sign-up bonus for the Capital One Savor?

Earn 250 cash after spending $500 in 90 days. Estimated bonus value: ~$250.

Is the Savor worth the annual fee?

The Savor has no annual fee, making it free to hold long-term.

How strong is the current Savor offer?

The current offer scores 38/100 on our Offer Strength scale, rated as "Standard."

Card dossier

Savor

Capital OnePersonal

Issuer

Capital One

Annual fee

Offer Strength

Standard

0Avg100

$50 above typical value

Show breakdown

Estimated bonus value: ~$250

Base score: 38

Current $250 vs typical $200

Net value after annual fee: ~$250

Estimate based on our value hints; not financial advice.

Annual Fee

$0/yr

Your Eligibility

Set up your profile to check if you qualify for this card.

Check eligibility

Apply Now

Savor

Capital OnePersonal

Welcome Offer

For a limited time, earn a $250 cash bonus after spending $500 on purchases within the first 3 months from account opening.

Last verified Aug 8, 2026

Eligibility Rules

These issuer rules may affect your approval or bonus eligibility.

bonus

Bonus cooldown policy

Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.

common

Duplicate ownership rule

Most banks are observed to decline applications for a card you already hold.

Rules reflect community-reported patterns, not official issuer policies.

Check your eligibility

Earning Rates

3% cash back on dining, grocery, entertainment, streaming

5% on hotels and rental cars via Capital One Travel

8% on Capital One Entertainment

1% on all other purchases

Key benefits

3% cash back on dining, groceries, entertainment, and streaming

5% on hotels/rental cars via Capital One Travel

8% on Capital One Entertainment purchases

No annual fee

No foreign transaction fees

Perks

Capital One Entertainment: exclusive tickets and VIP access

24/7 concierge service

0% intro APR for 12 months on purchases and balance transfers

Extended warranty and travel accident insurance

Good fit for

CashbackDining3% cash back on dining, grocery, entertainment, streaming5% on hotels and rental cars via Capital One Travel8% on Capital One Entertainment1% on all other purchases

About this card

The Capital One Savor is a no-annual-fee card for dining and entertainment spending, earning 3% cash back on dining, entertainment, popular streaming services, and grocery stores, plus 1% on other purchases.

Best for

Foodies and entertainment lovers who spend significantly on restaurants, concerts, sporting events, and streaming services.

Key considerations

There is no annual fee, but Capital One’s conservative approval policies may apply. Compare its 3% category coverage with cards that offer higher rates in narrower categories.

Recent updates

Recent offer or rule changes that affected this card.

All updates →

data2026-08-08

August 8 full refresh: 139 cards rechecked and 63 records updated

→

Card analysis

Offer analysis

The current offer on the Savor awards 250 cash after spending $500 within 90 days of account opening.

Annual fee value

The Savor has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.

Application strategy

This card belongs to the savor product family. Capital One may restrict you from holding multiple cards in the same family or earning bonuses on related products. Review family-specific restrictions on our How It Works page before applying.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

No annual fee. Formerly SavorOne; renamed to Savor in 2024.

Similar Cards