Card dossier
Spark Miles
Issuer
Capital One
Annual fee
$95
Offer Strength
This card has no welcome bonus. Value comes from intro APR or ongoing benefits.
Annual Fee
$95/yr
No longer available for new applications
This retired product is not available for new applications; current Capital One business travel products are listed separately.
Spark Miles
Welcome Offer
No current public Spark Miles welcome offer; the former official product URL redirects to Capital One's travel business-card page, which offers Venture Business products instead.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
5x miles on hotels via Capital One Business Travel
2x miles on every purchase
Miles never expire while account is open
Key benefits
Unlimited 2x miles on every purchase
Unlimited 2x miles on every purchase
5x miles on hotels via Capital One Business Travel
5x miles on hotels via Capital One Business Travel
TSA PreCheck / Global Entry credit ($120)
TSA PreCheck / Global Entry credit ($120)
Transfer miles to 15+ partners
Transfer miles to 15+ partners
No foreign transaction fees
No foreign transaction fees
Perks
$50 experience credit on hotel bookings via Capital One Business Travel
$50 experience credit on hotel bookings via Capital One Business Travel
Free employee cards
Free employee cards
No foreign transaction fees
No foreign transaction fees
Good fit for
About this card
Spark Miles is not available for new applications and has no current public welcome offer.
Best for
occasional travelers, small business owners
Key considerations
This retired product is not available for new applications; current Capital One business travel products are listed separately.
Downgrade Options
If you decide to cancel, consider product-changing to keep your account history.
Recent updates
Recent offer or rule changes that affected this card.
Card analysis
Annual fee value
This card carries a $95 annual fee. Evaluate whether the sign-up bonus and ongoing rewards justify the cost based on your spending patterns.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
Similar Cards
Venture X Business
Capital One · $395/yr
Earn 150,000 miles73/100
Spark Miles Select
Capital One · $0/yr
Capital One
Venture Business
Venture Business
Capital One · $95/yr
Earn 100,000 miles64/100
Venture X
Capital One · $395/yr
Earn 75,000 miles61/100
Get notified about new offers
We’ll let you know when card offers change or new cards drop.
By subscribing, you agree to receive card offer alerts and occasional newsletters. Unsubscribe anytime.