Is the Amazon Prime Business Mastercard worth the annual fee?

The Amazon Prime Business Mastercard has no annual fee, making it free to hold long-term.

How strong is the current Amazon Prime Business Mastercard offer?

The current offer scores 21/100 on our Offer Strength scale, rated as "Standard."

Card dossier

Amazon Prime Business Mastercard

U.S. BankBusiness

U.S. Bank

Issuer

U.S. Bank

Annual fee

Offer Strength

Standard

0Avg100

Show breakdown

Estimated bonus value: ~$100

Base score: 21

Current $100 vs typical $100

Net value after annual fee: ~$100

Estimate based on our value hints; not financial advice.

Annual Fee

$0/yr

Your Eligibility

Set up your profile to check if you qualify for this card.

Check eligibility

Apply Now

Amazon Prime Business Mastercard

U.S. BankBusiness

Welcome Offer

Public offer: receive a $100 or greater Amazon Gift Card or statement credit through a dynamic application flow; the exact amount, spending requirement, and offer period vary by applicant offer materials.

Offer unconfirmed

Last verified Aug 8, 2026

Eligibility Rules

These issuer rules may affect your approval or bonus eligibility.

common

Duplicate ownership rule

Most banks are observed to decline applications for a card you already hold.

Rules reflect community-reported patterns, not official issuer policies.

Check your eligibility

Earning Rates

5% back at Amazon Business, Amazon.com, AWS, and Whole Foods with eligible Prime membership

2% back in top eligible categories such as restaurants, gas, wireless, rideshare, and local transit

1% back on other purchases

Key benefits

5% back at Amazon Business, Amazon.com, AWS, and Whole Foods with eligible Prime membership

2% back in select non-Amazon business categories

$0 annual fee

No foreign transaction fees

Perks

Employee cards

No annual fee

No foreign transaction fees

Good fit for

BusinessCashbackgrocery5% back at Amazon Business, Amazon.com, AWS, and Whole Foods with eligible Prime membership2% back in top eligible categories such as restaurants, gas, wireless, rideshare, and local transit1% back on other purchases

About this card

The U.S. Bank Amazon Prime Business Mastercard is the new Amazon Business card surface, replacing the prior Amex-issued Amazon Business flow for many applicants.

Best for

Amazon Business, AWS, Whole Foods, and Prime-heavy small businesses.

Key considerations

The official public offer states $100 or greater; verify the exact amount, spend requirement, and offer period shown in the dynamic application flow.

Recent updates

Recent offer or rule changes that affected this card.

All updates →

data2026-08-08

August 8 full refresh: 139 cards rechecked and 63 records updated

→

data2026-05-18

May 18 refresh: Marriott offer resets, new business cards, Chase Paze promo, and Sapphire Reserve YMMV notes

→

Card analysis

Annual fee value

The Amazon Prime Business Mastercard has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

Issuer changed to U.S. Bank/Mastercard. The public welcome offer has a $100 floor, while the exact amount and qualification terms are supplied in the dynamic application flow.

Similar Cards