Card dossier
Discover it Student Cash Back
Issuer
Discover
Annual fee
$0
Offer Strength
Standard$25 above typical value
Show breakdown
Estimated bonus value: ~$100
Base score: 35
Current $100 vs typical $75
Net value after annual fee: ~$100
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Discover it Student Cash Back
Welcome Offer
Limited-time offer: earn a $100 statement credit after spending $300 in the first 3 months, plus unlimited dollar-for-dollar Cashback Match at the end of the first year.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Discover 2-card limit
Discover appears to allow a maximum of 2 credit cards per person, with a 12-month wait between new card approvals.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Rotating categories
5%
Up to $1,500 per quarter (activation required)
All other purchases
1%
Key benefits
5% rotating categories
Earn 5% cash back on up to $1,500 in purchases in rotating quarterly categories (activation required).
Cashback Match
Discover matches all the cash back you earn at the end of your first year.
Perks
No annual fee
$0 annual fee, no fees ever.
Free FICO score
Access your FICO credit score for free on monthly statements.
No foreign transaction fees
0% foreign transaction fee.
Good fit for
About this card
The Discover Discover it Student Cash Back is a cash back card with no annual fee. Current public offer: Limited-time offer: earn a $100 statement credit after spending $300 in the first 3 months, plus unlimited dollar-for-dollar Cashback Match at the end of the first year.
Best for
credit card beginners, anyone wanting simple cash back
Key considerations
No annual fee makes this easy to keep long-term.
Recent updates
Recent offer or rule changes that affected this card.
Card analysis
Offer analysis
The current offer on the Discover it Student Cash Back awards 100 statement credit after spending $300 within 90 days of account opening.
Annual fee value
The Discover it Student Cash Back has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
Similar Cards
Discover it Student Chrome
Discover · $0/yr
Earn 1 cashback match (1:1 year-end match)1/100
Discover it Cash Back
Discover · $0/yr
Earn 1 cashback match (1:1 year-end match)1/100
Discover it Chrome
Discover · $0/yr
Earn 1 cashback match (1:1 year-end match)35/100
Discover it Secured
Discover · $0/yr
Earn 1 cashback match (1:1 year-end match)18/100
Get notified about new offers
We’ll let you know when card offers change or new cards drop.
By subscribing, you agree to receive card offer alerts and occasional newsletters. Unsubscribe anytime.