Card dossier
Discover it Student Chrome

Issuer
Discover
Annual fee
$0
Offer Strength
Standard$50 below typical value
Show breakdown
Estimated bonus value: ~$1
Base score: 1
Current $0 vs typical $50
Net value after annual fee: ~$1
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Discover it Student Chrome
Welcome Offer
Unlimited Cashback Match: Discover automatically matches all cash back earned from approval through the first 365 days, with no purchase minimum and no match limit.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Discover 2-card limit
Discover appears to allow a maximum of 2 credit cards per person, with a 12-month wait between new card approvals.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Restaurants
2%
Up to $1,000 combined with gas per quarter
Gas stations
2%
Up to $1,000 combined with dining per quarter
All other purchases
1%
Key benefits
2% dining & gas
Earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.
Cashback Match
Discover matches all the cash back you earn at the end of your first year.
Perks
No annual fee
$0 annual fee, no fees ever.
Free FICO score
Access your FICO credit score for free on monthly statements.
No foreign transaction fees
0% foreign transaction fee.
Good fit for
About this card
The Discover Discover it Student Chrome is a cash back card with no annual fee. Current public offer: Unlimited Cashback Match: Discover automatically matches all cash back earned from approval through the first 365 days, with no purchase minimum and no match limit.
Best for
credit card beginners, dining enthusiasts, anyone wanting simple cash back
Key considerations
No annual fee makes this easy to keep long-term.
Recent updates
Recent offer or rule changes that affected this card.
Card analysis
Annual fee value
The Discover it Student Chrome has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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