Card dossier

Discover it Student Chrome

DiscoverPersonal
Discover it Student Chrome card

Issuer

Discover

Annual fee

$0

Offer Strength

Standard
1
0Avg100

$50 below typical value

Show breakdown

Estimated bonus value: ~$1

Base score: 1

Current $0 vs typical $50

Net value after annual fee: ~$1

Estimate based on our value hints; not financial advice.

Annual Fee

$0/yr

Your Eligibility

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Welcome Offer

Unlimited Cashback Match: Discover automatically matches all cash back earned from approval through the first 365 days, with no purchase minimum and no match limit.

Last verified Aug 8, 2026

Earning Rates

Restaurants

2%

Up to $1,000 combined with gas per quarter

Gas stations

2%

Up to $1,000 combined with dining per quarter

All other purchases

1%

Key benefits

2% dining & gas

Earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.

Cashback Match

Discover matches all the cash back you earn at the end of your first year.

Perks

No annual fee

$0 annual fee, no fees ever.

Free FICO score

Access your FICO credit score for free on monthly statements.

No foreign transaction fees

0% foreign transaction fee.

Good fit for

CashbackBeginnerDiningRestaurantsGas stationsAll other purchases

About this card

The Discover Discover it Student Chrome is a cash back card with no annual fee. Current public offer: Unlimited Cashback Match: Discover automatically matches all cash back earned from approval through the first 365 days, with no purchase minimum and no match limit.

Best for

credit card beginners, dining enthusiasts, anyone wanting simple cash back

Key considerations

No annual fee makes this easy to keep long-term.

Recent updates

Recent offer or rule changes that affected this card.

All updates

Card analysis

Annual fee value

The Discover it Student Chrome has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

Same dining and gas rewards structure as the standard Discover it Chrome card; quarterly spending caps apply.

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